Banking Predictions 2024: Gray Skies Are Going to Clear Up (in 2025)
Having complained in a recent post on LinkedIn that a lot of the predictions I see are nonsense, you may think I’m crazy for posting my own set of predictions for 2024. You’re probably right. That...
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Acquire or Be Acquired 2024: A Race to Perform … and Earn the Right to...
Turn up “Whole Lotta Love” and let the pure adrenalin rush of Jimmy Page’s intro accompany this year’s Acquire or Be Acquired recap … In the ever-evolving world of banking, Bank Director’s Acquire or...
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Game Theory Can Teach Bankers How to Be Smarter Negotiators
“The most powerful weapon in chess is to have the next move.” -David Bronstein, chess world finalist Facing off with a vendor to negotiate a multi-year contract is much like a game of chess. Move...
View ArticleSmall Business Lending Is Crucial in Fighting the Deposit Wars
The right talent and tools can equip bankers to take advantage of opportunities in the small business market. As bankers continue to fight the deposit wars, they must move past the polite talk and...
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Scale Matters … But Smart Matters More
While growth and scale are helpful, bank leaders need to dive deeper into enterprise performance data to uncover the smart efficiency opportunities. Well folks, they’re back—the cries from the...
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36 Hours at Fintech Meetup: Three Themes from the Las Vegas Event
It happened this week: Fintech Meetup, one of the newer trade events that brought 4,000 or so fintech and banker types to Las Vegas. The striking thing about the conference was not the magician hired...
View ArticleA Letter to Bank and Credit Union Software Vendors
Dear bank and credit union software vendors, Mea culpa. Years ago, when I was a chief product officer involved in helping my company’s sales team conduct demonstrations with prospects, I made many of...
View ArticleHow To Lend More to Small Businesses
Small business owners face a credit crisis—and the problem is even worse for minorities. There is a solution—and it doesn’t require regulatory changes. The Small Business Credit Crisis If you search...
View ArticleBanks Should Make 2024 a True ‘Year of Digital’
Banks and credit unions won’t find a perfect digital vendor. What they can find is the right partner to fulfill their strategic needs. 2024 will prove to be a remarkably busy year in the digital...
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Where Does Chime Go From Here?
While valuation at many fintechs has dropped since 2022, Chime has bucked the trend. Is it ready for an IPO? Bloomberg recently reported that Chime, the leading fintech neobank, is planning to go...
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